Ride now and pay later. It doesn't have to be a dream.
Fast Approval
Apply in minutes.
Flexible Repayments
Choose a weekly, Twice a month or monthly schedule.
Up to 36 months
Interest may apply.
  Monthly Credit in 4
Payment Term 3, 6, 12, 24, 36 months 6, 12, 24 months 6 months Total of 4 payments Total of 4 payments
Pay Schedule Monthly, Twice a month Monthly Monthly Twice a month Twice a month
Cart Price Up to $15,000 $199 - $10,000 $99 - $12,000* $30 - 1,500 Up to $1,000
Interest 0 - 30% APR based on credit 9.99 - 35.99% APR based on credit 0%* 0% 0%
Credit Check Yes Yes Yes No No
Account Fee $0 $0 $0 $0 $0
Direct Debit Yes Yes Yes Yes Yes
Virtual Card Yes No No No Yes
  Learn more Learn more Learn more Learn more Learn more
#RIDENOWPAYLATER
  • Affirm is honestly one of my absolute favorite companies, and I will continue to be a longtime customer for many years to come. Thank you for everything you do to help people and for helping to make large purchases way more affordable.

    I highly recommend Affirm to others who could benefit from their services.

Small to Large purchases
Up to $15,000 credit limit
  • 3, 6, 12, 24 or 36-months payment options
  • $0 account fees - no hidden fees
  • 10 to 30% APR based on credit
  • Flexible automatic payments using bank transfer, check, or debit card
  • Visit Affirm for complete Terms & Conditions - Click here
Monthly
Medium to Large purchases
Up to $10,000 credit limit
  • Flexible 6, 12, or 24-month payment plans
  • $0 sign-up or late fees
  • 9.99-35.99% APR. Rates as low as 4.99% from time to time
  • Monthly payments
  • Optionally enroll in autopay at time of purchase or any time after
  • Visit PayPal Monthly for complete Terms & Conditions - Click here
Credit
Small to Large purchases
Up to $12,000 credit limit
  • 6 months interest-free
  • 0% interest if you pay your purchase off in full within 6 months.
  • Minimum purchase of $99
  • Apply in seconds - If approved, PayPal Credit will be instantly added to your PayPal Wallet.
  • No sign-up or annual fees
  • A minimum monthly payment is required.
  • Visit PayPal Credit for complete Terms & Conditions - Click here
in 4
Small to Medium purchases
Up to $2,000 credit limit
  • Minimum purchase of $30
  • Interest-free
  • Repay the amount in full at any time
  • No sign-up fees
  • 3 instalments due 2 weeks after initial instalment
  • Easy 'Pay in 4' at checkout (IF you already have an account)
  • Visit PayPal for complete Terms and Conditions - Click here
Small purchases
Up to $1,000 credit limit
  • Interest-free
  • No sign-up fees
  • 3 instalments due 2 weeks after initial instalment
  • Visit Afterpay for complete Terms and Conditions - Click here
Terms and Conditions

Please be advised that the Buy Now, Pay Later methods each have their own T&Cs, in conjunction with our Terms and Conditions of Sale.

Approval, rates, and number of months are entirely up to the companies you decide to partner with ( Affirm, Afterpay, and PayPal), and BikesOnline has no way to change those terms for any customers.

Please use each payment method's terms and conditions as a source of truth ( Affirm, Afterpay, and PayPal). They can change it without notice, potentially making the information on this page inaccurate. For updated information for each payment method, please visit Affirm, Afterpay, and PayPal.