


Fast Approval
Apply in minutes.
Flexible Repayments
Choose a weekly, Twice a month or monthly schedule.
Up to 36 months
Interest may apply.
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Payment Term | 3, 6, 12, 24, 36 months | 6, 12, 24 months | 6 months | Total of 4 payments | Total of 4 payments |
Pay Schedule | Monthly, Twice a month | Monthly | Monthly | Twice a month | Twice a month |
Cart Price | Up to $15,000 | $199 - $10,000 | $99 - $12,000* | $30 - 1,500 | Up to $1,000 |
Interest | 0 - 30% APR based on credit | 9.99 - 35.99% APR based on credit | 0%* | 0% | 0% |
Credit Check | Yes | Yes | Yes | No | No |
Account Fee | $0 | $0 | $0 | $0 | $0 |
Direct Debit | Yes | Yes | Yes | Yes | Yes |
Virtual Card | Yes | No | No | No | Yes |
Learn more | Learn more | Learn more | Learn more | Learn more |
#RIDENOWPAYLATER


Small to Large purchases
Up to $15,000 credit limit
- 3, 6, 12, 24 or 36-months payment options
- $0 account fees - no hidden fees
- 10 to 30% APR based on credit
- Flexible automatic payments using bank transfer, check, or debit card
- Visit Affirm for complete Terms & Conditions - Click here


Medium to Large purchases
Up to $10,000 credit limit
- Flexible 6, 12, or 24-month payment plans
- $0 sign-up or late fees
- 9.99-35.99% APR. Rates as low as 4.99% from time to time
- Monthly payments
- Optionally enroll in autopay at time of purchase or any time after
- Visit PayPal Monthly for complete Terms & Conditions - Click here


Small to Large purchases
Up to $12,000 credit limit
- 6 months interest-free
- 0% interest if you pay your purchase off in full within 6 months.
- Minimum purchase of $99
- Apply in seconds - If approved, PayPal Credit will be instantly added to your PayPal Wallet.
- No sign-up or annual fees
- A minimum monthly payment is required.
- Visit PayPal Credit for complete Terms & Conditions - Click here


Small to Medium purchases
Up to $2,000 credit limit
- Minimum purchase of $30
- Interest-free
- Repay the amount in full at any time
- No sign-up fees
- 3 instalments due 2 weeks after initial instalment
- Easy 'Pay in 4' at checkout (IF you already have an account)
- Visit PayPal for complete Terms and Conditions - Click here


Small purchases
Up to $1,000 credit limit
- Interest-free
- No sign-up fees
- 3 instalments due 2 weeks after initial instalment
- Visit Afterpay for complete Terms and Conditions - Click here
Terms and Conditions
Please be advised that the Buy Now, Pay Later methods each have their own T&Cs, in conjunction with our Terms and Conditions of Sale.
Approval, rates, and number of months are entirely up to the companies you decide to partner with ( Affirm, Afterpay, and PayPal), and BikesOnline has no way to change those terms for any customers.