Ride now and pay later. It doesn't have to be a dream.
Fast Loan Decisioning
Apply in minutes.
Flexible Repayments
Choose a weekly, Twice a month or monthly schedule.
Up to 36 months
Interest may apply.
Payment Term 3, 6, 12, 24, 36 months Total of 4 payments
Pay Schedule Monthly, Twice a month Twice a month
Cart Price Up to $20,000 Up to $1,000
Interest 0 - 36% APR based on credit 0%
Credit Check Yes No
Account Fee $0 $0
Direct Debit Yes Yes
Virtual Card Yes Yes
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  • Affirm is honestly one of my absolute favorite companies, and I will continue to be a longtime customer for many years to come. Thank you for everything you do to help people and for helping to make large purchases way more affordable.

    I highly recommend Affirm to others who could benefit from their services.

Small to Large purchases
Up to $20,000 credit limit
  • 3, 6, 12, 24 or 36-months payment options
  • $0 account fees - no hidden fees
  • 0 to 36% APR based on credit
  • Flexible automatic payments using bank transfer, check, or debit card
  • Visit Affirm for complete Terms & Conditions - Click here
Small purchases
Up to $1,000 credit limit
  • Interest-free
  • No sign-up fees
  • 3 instalments due 2 weeks after initial instalment
  • Visit Afterpay for complete Terms and Conditions - Click here
Terms and Conditions

Please be advised that the Buy Now, Pay Later methods each have their own T&Cs, in conjunction with our Terms and Conditions of Sale.

Approval, rates, and number of months are entirely up to the companies you decide to partner with ( Affirm and Afterpay), and BikesOnline has no way to change those terms for any customers.

Please use each payment method's terms and conditions as a source of truth ( Affirm, , and Afterpay). They can change it without notice, potentially making the information on this page inaccurate. For updated information for each payment method, please visit Affirm and Afterpay.